{"id":16241,"date":"2017-10-03T17:06:18","date_gmt":"2017-10-03T14:06:18","guid":{"rendered":"http:\/\/bestinsurance.gr\/a1\/?p=16241"},"modified":"2017-10-03T17:06:18","modified_gmt":"2017-10-03T14:06:18","slug":"%ce%b5%cf%80%cf%84%ce%ac-%cf%87%cf%81%cf%8c%ce%bd%ce%b9%ce%b1-%cf%80%cf%81%ce%bf%ce%b8%ce%b5%cf%83%ce%bc%ce%af%ce%b1-%ce%b3%ce%b9%ce%b1-%ce%ba%cf%8c%ce%ba%ce%ba%ce%b9%ce%bd%ce%b1-%ce%b4","status":"publish","type":"post","link":"https:\/\/bestinsurance.gr\/a1\/archives\/16241","title":{"rendered":"\u0395\u03c0\u03c4\u03ac \u03c7\u03c1\u03cc\u03bd\u03b9\u03b1 \u03c0\u03c1\u03bf\u03b8\u03b5\u03c3\u03bc\u03af\u03b1 \u03b3\u03b9\u03b1 \u00ab\u03ba\u03cc\u03ba\u03ba\u03b9\u03bd\u03b1\u00bb \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1 \u03b1\u03c0\u03cc \u0395\u039a\u03a4"},"content":{"rendered":"<p>\u0395\u03c0\u03c4\u03ac \u03c7\u03c1\u03cc\u03bd\u03b9\u03b1 \u03c0\u03c1\u03bf\u03b8\u03b5\u03c3\u03bc\u03af\u03b1 \u03b3\u03b9\u03b1 \u00ab\u03ba\u03cc\u03ba\u03ba\u03b9\u03bd\u03b1\u00bb \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1 \u03b1\u03c0\u03cc \u0395\u039a\u03a4.\u0395\u03c0\u03c4\u03ac \u03c7\u03c1\u03cc\u03bd\u03b9\u03b1 \u03c0\u03c1\u03bf\u03b8\u03b5\u03c3\u03bc\u03af\u03b1 \u03c0\u03c1\u03bf\u03c4\u03af\u03b8\u03b5\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03b4\u03ce\u03c3\u03b5\u03b9 \u03c3\u03c4\u03b9\u03c2 \u03b5\u03c5\u03c1\u03c9\u03c0\u03b1\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03b7 \u0395\u039a\u03a4 \u03c0\u03c1\u03bf\u03ba\u03b5\u03b9\u03bc\u03ad\u03bd\u03bf\u03c5 \u03bd\u03b1 \u03b1\u03bd\u03c4\u03b9\u03bc\u03b5\u03c4\u03c9\u03c0\u03af\u03c3\u03bf\u03c5\u03bd \u03b5\u03c0\u03b9\u03c4\u03c5\u03c7\u03ce\u03c2 \u03c4\u03bf \u03c0\u03c1\u03cc\u03b2\u03bb\u03b7\u03bc\u03b1 \u03c4\u03c9\u03bd \u00ab\u03ba\u03cc\u03ba\u03ba\u03b9\u03bd\u03c9\u03bd\u00bb \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd, \u03bc\u03ad\u03c3\u03c9 \u03c1\u03c5\u03b8\u03bc\u03af\u03c3\u03b5\u03c9\u03bd, \u03c0\u03c9\u03bb\u03ae\u03c3\u03b5\u03c9\u03bd \u03ba\u03b1\u03b9 \u03b5\u03ba\u03c0\u03bf\u03b9\u03ae\u03c3\u03b5\u03c9\u03bd.<\/p>\n<p>\u039c\u03b5 \u03b1\u03c6\u03bf\u03c1\u03bc\u03ae \u03c4\u03b7\u03bd \u03c5\u03b9\u03bf\u03b8\u03ad\u03c4\u03b7\u03c3\u03b7 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd 1\u03b7 \u0399\u03b1\u03bd\u03bf\u03c5\u03b1\u03c1\u03af\u03bf\u03c5 \u03c4\u03bf\u03c5 2018 \u03c4\u03bf\u03c5 \u03b4\u03b9\u03b5\u03b8\u03bd\u03bf\u03cd\u03c2 \u03c0\u03c1\u03bf\u03c4\u03cd\u03c0\u03bf\u03c5 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ae\u03c2 \u03b1\u03bd\u03b1\u03c6\u03bf\u03c1\u03ac\u03c2 9\u00a0 (IFRS 9), \u03b7 \u0395\u039a\u03a4 \u03c0\u03c1\u03bf\u03c4\u03af\u03b8\u03b5\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03b5\u03c0\u03b9\u03b2\u03ac\u03bb\u03b5\u03b9 \u03ad\u03bd\u03b1<strong> \u03bd\u03ad\u03bf \u03b1\u03c5\u03c3\u03c4\u03b7\u03c1\u03cc\u03c4\u03b5\u03c1\u03bf \u03c0\u03bb\u03b1\u03af\u03c3\u03b9\u03bf<\/strong> \u03c3\u03c7\u03b7\u03bc\u03b1\u03c4\u03b9\u03c3\u03bc\u03bf\u03cd \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c8\u03b5\u03c9\u03bd \u03b3\u03b9\u03b1 \u03bc\u03b7 \u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03b5\u03c4\u03bf\u03cd\u03bc\u03b5\u03bd\u03b1 \u03b1\u03bd\u03bf\u03af\u03b3\u03bc\u03b1\u03c4\u03b1 (Non Performing Exposures- NPEs).<\/p>\n<p>\u03a3\u03cd\u03bc\u03c6\u03c9\u03bd\u03b1 \u03bc\u03b5 \u03c0\u03bb\u03b7\u03c1\u03bf\u03c6\u03bf\u03c1\u03af\u03b5\u03c2, <strong>\u03b3\u03b9\u03b1 \u03cc\u03c3\u03b1 \u03b5\u03bd\u03c5\u03c0\u03cc\u03b8\u03b7\u03ba\u03b1 \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1<\/strong> \u03ba\u03b1\u03b8\u03af\u03c3\u03c4\u03b1\u03bd\u03c4\u03b1\u03b9 \u03c0\u03c1\u03bf\u03b2\u03bb\u03b7\u03bc\u03b1\u03c4\u03b9\u03ba\u03ac, \u03bc\u03b5\u03c4\u03ac \u03c4\u03b7\u03bd \u03b5\u03c6\u03b1\u03c1\u03bc\u03bf\u03b3\u03ae \u03c4\u03bf\u03c5 \u0394\u03a0\u03a7\u0391 9, \u03b8\u03b1 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bf\u03b9 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03bd\u03b1 \u03c3\u03c7\u03b7\u03bc\u03b1\u03c4\u03af\u03b6\u03bf\u03c5\u03bd \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c8\u03b5\u03b9\u03c2, \u03c0\u03bf\u03c5 \u03c3\u03b5 \u03b2\u03ac\u03b8\u03bf\u03c2 \u03b5\u03c0\u03c4\u03b1\u03b5\u03c4\u03af\u03b1\u03c2, \u03b8\u03b1 \u03c6\u03b8\u03ac\u03c3\u03bf\u03c5\u03bd \u03bd\u03b1 \u03b1\u03bd\u03c4\u03b9\u03c3\u03c4\u03bf\u03b9\u03c7\u03bf\u03cd\u03bd \u03c3\u03c4\u03bf 100% \u03c4\u03b7\u03c2 \u03b1\u03be\u03af\u03b1\u03c2 \u03c4\u03b7\u03c2 \u03bf\u03bd\u03bf\u03bc\u03b1\u03c3\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b1\u03c0\u03b1\u03af\u03c4\u03b7\u03c3\u03b7\u03c2. \u0393\u03b9\u03b1 \u03cc\u03c3\u03b1 \u03b4\u03b5\u03bd \u03b4\u03b9\u03b1\u03b8\u03ad\u03c4\u03bf\u03c5\u03bd \u03b5\u03be\u03b1\u03c3\u03c6\u03b1\u03bb\u03af\u03c3\u03b5\u03b9\u03c2 \u03bf\u03b9 \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c8\u03b5\u03b9\u03c2 \u03b8\u03b1 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03b1\u03bd\u03ad\u03bb\u03b8\u03bf\u03c5\u03bd \u03c3\u03c4\u03bf 100% \u03c4\u03b7\u03c2 \u03bf\u03bd\u03bf\u03bc\u03b1\u03c3\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b1\u03be\u03af\u03b1\u03c2 \u03c4\u03bf\u03c5 \u03b4\u03b1\u03bd\u03b5\u03af\u03bf\u03c5 \u03b5\u03bd\u03c4\u03cc\u03c2 \u03b4\u03b9\u03b5\u03c4\u03af\u03b1\u03c2 ( \u03c3.\u03c3 \u03c4\u03ad\u03bb\u03bf\u03c2 \u03c4\u03bf\u03c5 2019).<\/p>\n<p>\u03a4\u03bf \u03b8\u03ad\u03bc\u03b1 \u03b1\u03c0\u03bf\u03ba\u03b1\u03bb\u03cd\u03c6\u03b8\u03b7\u03ba\u03b5 \u03bc\u03b5\u03c4\u03ac \u03b1\u03c0\u03cc \u03b4\u03b9\u03b1\u03c1\u03c1\u03bf\u03ae \u03c0\u03c1\u03bf\u03c3\u03c7\u03b5\u03b4\u03af\u03bf\u03c5 \u03c4\u03b7\u03c2 \u0395\u039a\u03a4, \u03bc\u03b5 \u03b7\u03bc\u03b5\u03c1\u03bf\u03bc\u03b7\u03bd\u03af\u03b1 \u03c4\u03b7\u03bd 1\u03b7 \u03a3\u03b5\u03c0\u03c4\u03b5\u03bc\u03b2\u03c1\u03af\u03bf\u03c5 2017, \u03c3\u03b5 \u03b9\u03c4\u03b1\u03bb\u03b9\u03ba\u03ac \u03bc\u03ad\u03c3\u03b1, \u03b5\u03bd\u03ce \u03c5\u03c0\u03ae\u03c1\u03be\u03b5 <a href=\"http:\/\/www.euro2day.gr\/news\/economy\/article\/1569894\/provlepseis-sto-100-ton-kokkinon-daneion-zhta-h-ek.html\" target=\"_blank\" rel=\"noopener\">\u03b1\u03bd\u03b1\u03c0\u03b1\u03c1\u03b1\u03b3\u03c9\u03b3\u03ae \u03b1\u03c0\u03cc \u03b4\u03b9\u03b5\u03b8\u03bd\u03ae \u03c0\u03c1\u03b1\u03ba\u03c4\u03bf\u03c1\u03b5\u03af\u03b1.<\/a><\/p>\n<p>\u03a4\u03b7\u03bd \u03c3\u03c7\u03b5\u03c4\u03b9\u03ba\u03ae \u03c0\u03c1\u03cc\u03b8\u03b5\u03c3\u03b7 \u03c4\u03b7\u03c2 \u0395\u039a\u03a4 \u03b5\u03c0\u03b9\u03b2\u03b5\u03b2\u03b1\u03b9\u03ce\u03bd\u03bf\u03c5\u03bd \u03ba\u03b1\u03b9 \u03b5\u03b3\u03c7\u03ce\u03c1\u03b9\u03b5\u03c2 \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03ad\u03c2 \u03c0\u03b7\u03b3\u03ad\u03c2, \u03bf\u03b9 \u03bf\u03c0\u03bf\u03af\u03b5\u03c2, \u03cc\u03bc\u03c9\u03c2, \u03b4\u03b9\u03b5\u03c5\u03ba\u03c1\u03b9\u03bd\u03af\u03b6\u03bf\u03c5\u03bd \u03cc\u03c4\u03b9 \u03b7 \u03c0\u03c1\u03cc\u03b8\u03b5\u03c3\u03b7 \u03c4\u03b7\u03c2 \u0395\u039a\u03a4 \u03c3\u03c7\u03b5\u03c4\u03af\u03b6\u03b5\u03c4\u03b1\u03b9 \u03bc\u03b5 \u03c4\u03b7\u03bd \u03b5\u03c6\u03b1\u03c1\u03bc\u03bf\u03b3\u03ae \u03c4\u03bf\u03c5 \u0394\u03a0\u03a7\u0391 9 \u03ba\u03b1\u03b9 \u03b1\u03c6\u03bf\u03c1\u03ac \u03c9\u03c2 \u03b5\u03ba \u03c4\u03bf\u03cd\u03c4\u03bf\u03c5 \u03c3\u03b5 \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c8\u03b5\u03b9\u03c2 \u03b3\u03b9\u03b1 \u03b1\u03bd\u03b1\u03bc\u03b5\u03bd\u03cc\u03bc\u03b5\u03bd\u03b5\u03c2 \u03b6\u03b7\u03bc\u03b9\u03ad\u03c2 \u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03bf\u03cd \u03ba\u03b9\u03bd\u03b4\u03cd\u03bd\u03bf\u03c5.<\/p>\n<p>\u03a4\u03bf \u0394\u03a0\u03a7\u0391 9 \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c0\u03b5\u03b9 \u03cc\u03c4\u03b9 \u03b3\u03b9\u03b1 \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1 (\u03b5\u03bd\u03ae\u03bc\u03b5\u03c1\u03b1 \u03ae \u03bc\u03b7 \u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03b5\u03c4\u03bf\u03cd\u03bc\u03b5\u03bd\u03b1), \u03c3\u03c4\u03b1 \u03bf\u03c0\u03bf\u03af\u03b1 \u03b4\u03b9\u03b1\u03c0\u03b9\u03c3\u03c4\u03ce\u03bd\u03b5\u03c4\u03b1\u03b9 \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ae \u03b1\u03cd\u03be\u03b7\u03c3\u03b7 \u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03bf\u03cd \u03ba\u03b9\u03bd\u03b4\u03cd\u03bd\u03bf\u03c5, \u03c3\u03b5 \u03c3\u03c7\u03ad\u03c3\u03b7 \u03bc\u03b5 \u03c4\u03b7\u03bd \u03b1\u03c1\u03c7\u03b9\u03ba\u03ae \u03b1\u03bd\u03b1\u03b3\u03bd\u03ce\u03c1\u03b9\u03c3\u03b7, \u03b8\u03b1 \u03c3\u03c7\u03b7\u03bc\u03b1\u03c4\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03b9 \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c8\u03b5\u03b9\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03b5\u03bd\u03b1\u03c0\u03bf\u03bc\u03ad\u03bd\u03bf\u03c5\u03c3\u03b1 \u03b4\u03b9\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1 \u03c4\u03bf\u03c5\u03c2 (lifetime expected losses).<\/p>\n<p>\u039c\u03b5 \u03c4\u03b7\u03bd \u03b1\u03c0\u03cc\u03c6\u03b1\u03c3\u03b7 \u03c4\u03b7\u03c2 \u0395\u039a\u03a4, \u03c0\u03bf\u03c5 \u03b1\u03bd\u03b1\u03bc\u03ad\u03bd\u03b5\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03b1\u03bd\u03b1\u03ba\u03bf\u03b9\u03bd\u03c9\u03b8\u03b5\u03af \u03bc\u03ad\u03c3\u03b1 \u03c3\u03c4\u03b9\u03c2 \u03b5\u03c0\u03cc\u03bc\u03b5\u03bd\u03b5\u03c2 \u03b7\u03bc\u03ad\u03c1\u03b5\u03c2, \u03b5\u03c0\u03b9\u03b2\u03ac\u03bb\u03bb\u03b5\u03c4\u03b1\u03b9 \u03b3\u03b9\u03b1 \u03c4\u03b1 \u03b5\u03bd\u03c5\u03c0\u03cc\u03b8\u03b7\u03ba\u03b1 \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1, \u03c3\u03c4\u03b1 \u03bf\u03c0\u03bf\u03af\u03b1 \u03b4\u03b9\u03b1\u03c0\u03b9\u03c3\u03c4\u03ce\u03bd\u03b5\u03c4\u03b1\u03b9 \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ae \u03b1\u03cd\u03be\u03b7\u03c3\u03b7 \u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03bf\u03cd \u03ba\u03b9\u03bd\u03b4\u03cd\u03bd\u03bf\u03c5 \u03bd\u03b1 \u03b4\u03b9\u03b5\u03bd\u03b5\u03c1\u03b3\u03b5\u03af\u03c4\u03b1\u03b9 \u03c3\u03b5 \u03b2\u03ac\u03b8\u03bf\u03c2 \u03b5\u03c0\u03c4\u03b1\u03b5\u03c4\u03af\u03b1\u03c2 \u03c0\u03c1\u03cc\u03b2\u03bb\u03b5\u03c8\u03b7 \u03c0\u03bf\u03c5 \u03bd\u03b1 \u03b1\u03bd\u03c4\u03b9\u03c3\u03c4\u03bf\u03b9\u03c7\u03b5\u03af \u03c3\u03c4\u03bf 100% \u03c4\u03b7\u03c2 \u03b1\u03be\u03af\u03b1\u03c2 \u03c4\u03bf\u03c5\u03c2.<\/p>\n<p>\u0397 \u03c7\u03bf\u03c1\u03ae\u03b3\u03b7\u03c3\u03b7 \u03b5\u03c0\u03c4\u03b1\u03b5\u03c4\u03bf\u03cd\u03c2 \u03c0\u03c1\u03bf\u03b8\u03b5\u03c3\u03bc\u03af\u03b1\u03c2 \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03b5\u03af <strong>\u03ad\u03bd\u03b1 \u03bc\u03ad\u03c3\u03bf \u03c0\u03af\u03b5\u03c3\u03b7\u03c2<\/strong> \u03b1\u03c0\u03cc \u03c0\u03bb\u03b5\u03c5\u03c1\u03ac\u03c2 \u0395\u039a\u03a4, \u03c3\u03cd\u03bc\u03c6\u03c9\u03bd\u03b1 \u03bc\u03b5 \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03ac \u03c3\u03c4\u03b5\u03bb\u03ad\u03c7\u03b7. \u03a3\u03c4\u03cc\u03c7\u03bf\u03c2 \u03c4\u03b7\u03c2 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\u03b6\u03b7\u03bc\u03b9\u03ad\u03c2 \u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03bf\u03cd \u03ba\u03b9\u03bd\u03b4\u03cd\u03bd\u03bf\u03c5.  \u03a4\u03bf \u0394\u03a0\u03a7\u0391 9 \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c0\u03b5\u03b9 \u03cc\u03c4\u03b9 \u03b3\u03b9\u03b1 \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1 (\u03b5\u03bd\u03ae\u03bc\u03b5\u03c1\u03b1 \u03ae \u03bc\u03b7 \u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03b5\u03c4\u03bf\u03cd\u03bc\u03b5\u03bd\u03b1), \u03c3\u03c4\u03b1 \u03bf\u03c0\u03bf\u03af\u03b1 \u03b4\u03b9\u03b1\u03c0\u03b9\u03c3\u03c4\u03ce\u03bd\u03b5\u03c4\u03b1\u03b9 \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03ae \u03b1\u03cd\u03be\u03b7\u03c3\u03b7 \u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03bf\u03cd \u03ba\u03b9\u03bd\u03b4\u03cd\u03bd\u03bf\u03c5, \u03c3\u03b5 \u03c3\u03c7\u03ad\u03c3\u03b7 \u03bc\u03b5 \u03c4\u03b7\u03bd \u03b1\u03c1\u03c7\u03b9\u03ba\u03ae \u03b1\u03bd\u03b1\u03b3\u03bd\u03ce\u03c1\u03b9\u03c3\u03b7, \u03b8\u03b1 \u03c3\u03c7\u03b7\u03bc\u03b1\u03c4\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03b9 \u03c0\u03c1\u03bf\u03b2\u03bb\u03ad\u03c8\u03b5\u03b9\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03b5\u03bd\u03b1\u03c0\u03bf\u03bc\u03ad\u03bd\u03bf\u03c5\u03c3\u03b1 \u03b4\u03b9\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1 \u03c4\u03bf\u03c5\u03c2 (lifetime expected losses).  \u039c\u03b5 \u03c4\u03b7\u03bd \u03b1\u03c0\u03cc\u03c6\u03b1\u03c3\u03b7 \u03c4\u03b7\u03c2 \u0395\u039a\u03a4, \u03c0\u03bf\u03c5 \u03b1\u03bd\u03b1\u03bc\u03ad\u03bd\u03b5\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03b1\u03bd\u03b1\u03ba\u03bf\u03b9\u03bd\u03c9\u03b8\u03b5\u03af \u03bc\u03ad\u03c3\u03b1 \u03c3\u03c4\u03b9\u03c2 \u03b5\u03c0\u03cc\u03bc\u03b5\u03bd\u03b5\u03c2 \u03b7\u03bc\u03ad\u03c1\u03b5\u03c2, \u03b5\u03c0\u03b9\u03b2\u03ac\u03bb\u03bb\u03b5\u03c4\u03b1\u03b9 \u03b3\u03b9\u03b1 \u03c4\u03b1 \u03b5\u03bd\u03c5\u03c0\u03cc\u03b8\u03b7\u03ba\u03b1 \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1, \u03c3\u03c4\u03b1 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\u03b4\u03ac\u03bd\u03b5\u03b9\u03bf \u03c3\u03c4\u03bf 100% \u03c4\u03b7\u03c2 \u03b1\u03be\u03af\u03b1\u03c2 \u03c4\u03bf\u03c5\u00bb \u03c3\u03b7\u03bc\u03b5\u03b9\u03ce\u03bd\u03bf\u03c5\u03bd \u03c7\u03b1\u03c1\u03b1\u03ba\u03c4\u03b7\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03ac.  \u0393\u03b9\u03b1 \u03c4\u03b7\u03bd \u03c0\u03c1\u03cc\u03b8\u03b5\u03c3\u03b7 \u03c4\u03b7\u03c2 \u0395\u039a\u03a4 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b5\u03bd\u03ae\u03bc\u03b5\u03c1\u03b5\u03c2 \u03bf\u03b9 \u03b4\u03b9\u03bf\u03b9\u03ba\u03ae\u03c3\u03b5\u03b9\u03c2 \u03c4\u03c9\u03bd \u03b5\u03b3\u03c7\u03ce\u03c1\u03b9\u03c9\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03c4\u03b5\u03bb\u03b5\u03c5\u03c4\u03b1\u03af\u03b1 \u03c3\u03c5\u03bd\u03ac\u03bd\u03c4\u03b7\u03c3\u03b7 \u03c0\u03bf\u03c5 \u03b5\u03af\u03c7\u03b1\u03bd \u03c3\u03c4\u03b7\u03bd \u03a6\u03c1\u03b1\u03bd\u03ba\u03c6\u03bf\u03cd\u03c1\u03c4\u03b7 \u03bc\u03b5 \u03c4\u03b7\u03bd \u0395\u039a\u03a4 \u03ba\u03b1\u03b9 \u03c4\u03bf\u03bd SSM.\" target=\"_blank\" rel=\"noopener\">link<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0395\u03c0\u03c4\u03ac \u03c7\u03c1\u03cc\u03bd\u03b9\u03b1 \u03c0\u03c1\u03bf\u03b8\u03b5\u03c3\u03bc\u03af\u03b1 \u03b3\u03b9\u03b1 \u00ab\u03ba\u03cc\u03ba\u03ba\u03b9\u03bd\u03b1\u00bb \u03b4\u03ac\u03bd\u03b5\u03b9\u03b1 \u03b1\u03c0\u03cc \u0395\u039a\u03a4.\u0395\u03c0\u03c4\u03ac \u03c7\u03c1\u03cc\u03bd\u03b9\u03b1 \u03c0\u03c1\u03bf\u03b8\u03b5\u03c3\u03bc\u03af\u03b1 \u03c0\u03c1\u03bf\u03c4\u03af\u03b8\u03b5\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03b4\u03ce\u03c3\u03b5\u03b9 \u03c3\u03c4\u03b9\u03c2 \u03b5\u03c5\u03c1\u03c9\u03c0\u03b1\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03b7 \u0395\u039a\u03a4 \u03c0\u03c1\u03bf\u03ba\u03b5\u03b9\u03bc\u03ad\u03bd\u03bf\u03c5 \u03bd\u03b1 \u03b1\u03bd\u03c4\u03b9\u03bc\u03b5\u03c4\u03c9\u03c0\u03af\u03c3\u03bf\u03c5\u03bd \u03b5\u03c0\u03b9\u03c4\u03c5\u03c7\u03ce\u03c2 \u03c4\u03bf \u03c0\u03c1\u03cc\u03b2\u03bb\u03b7\u03bc\u03b1 \u03c4\u03c9\u03bd \u00ab\u03ba\u03cc\u03ba\u03ba\u03b9\u03bd\u03c9\u03bd\u00bb \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd, \u03bc\u03ad\u03c3\u03c9 \u03c1\u03c5\u03b8\u03bc\u03af\u03c3\u03b5\u03c9\u03bd, \u03c0\u03c9\u03bb\u03ae\u03c3\u03b5\u03c9\u03bd \u03ba\u03b1\u03b9 \u03b5\u03ba\u03c0\u03bf\u03b9\u03ae\u03c3\u03b5\u03c9\u03bd. \u039c\u03b5 \u03b1\u03c6\u03bf\u03c1\u03bc\u03ae \u03c4\u03b7\u03bd \u03c5\u03b9\u03bf\u03b8\u03ad\u03c4\u03b7\u03c3\u03b7 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd 1\u03b7 \u0399\u03b1\u03bd\u03bf\u03c5\u03b1\u03c1\u03af\u03bf\u03c5 \u03c4\u03bf\u03c5 2018 \u03c4\u03bf\u03c5 \u03b4\u03b9\u03b5\u03b8\u03bd\u03bf\u03cd\u03c2 \u03c0\u03c1\u03bf\u03c4\u03cd\u03c0\u03bf\u03c5 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ae\u03c2 \u03b1\u03bd\u03b1\u03c6\u03bf\u03c1\u03ac\u03c2 9\u00a0 (IFRS 9), \u03b7 \u0395\u039a\u03a4 \u03c0\u03c1\u03bf\u03c4\u03af\u03b8\u03b5\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03b5\u03c0\u03b9\u03b2\u03ac\u03bb\u03b5\u03b9<\/p>\n","protected":false},"author":1,"featured_media":16242,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-16241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1"],"jetpack_publicize_connections":[],"_links":{"self":[{"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/posts\/16241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/comments?post=16241"}],"version-history":[{"count":1,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/posts\/16241\/revisions"}],"predecessor-version":[{"id":16243,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/posts\/16241\/revisions\/16243"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/media\/16242"}],"wp:attachment":[{"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/media?parent=16241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/categories?post=16241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/tags?post=16241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}