{"id":10051,"date":"2016-07-30T13:00:00","date_gmt":"2016-07-30T10:00:00","guid":{"rendered":"http:\/\/bestinsurance.gr\/a1\/?p=10051"},"modified":"2016-07-30T11:51:34","modified_gmt":"2016-07-30T08:51:34","slug":"%cf%84%ce%b1-%cf%80%ce%ad%ce%bd%cf%84%ce%b5-%ce%bc%ce%b7%ce%bd%cf%8d%ce%bc%ce%b1%cf%84%ce%b1-%cf%84%ce%bf%cf%85-stress-test-%cf%84%ce%b7%cf%82-eba","status":"publish","type":"post","link":"https:\/\/bestinsurance.gr\/a1\/archives\/10051","title":{"rendered":"\u03a4\u03b1 \u03c0\u03ad\u03bd\u03c4\u03b5 \u03bc\u03b7\u03bd\u03cd\u03bc\u03b1\u03c4\u03b1 \u03c4\u03bf\u03c5 stress test \u03c4\u03b7\u03c2 EBA"},"content":{"rendered":"<div data-animation=\"no-animation\" data-icons-animation=\"no-animation\" data-overlay=\"\" data-change-size=\"\" data-button-size=\"0.7\" style=\"font-size:0.7em!important;display:none;\" class=\"supsystic-social-sharing supsystic-social-sharing-package-flat supsystic-social-sharing-content supsystic-social-sharing-content-align-left\" data-text=\"\"><a data-networks=\"[]\" class=\"social-sharing-button sharer-flat sharer-flat-1 counter-arrowed facebook\" target=\"_blank\" title=\"Facebook\" href=\"http:\/\/www.facebook.com\/sharer.php?u=https%3A%2F%2Fbestinsurance.gr%2Fa1%2Farchives%2F10051\" data-main-href=\"http:\/\/www.facebook.com\/sharer.php?u={url}\" data-nid=\"1\" data-name=\"\" data-pid=\"1\" data-post-id=\"10051\" data-url=\"https:\/\/bestinsurance.gr\/a1\/wp-admin\/admin-ajax.php\" rel=\"nofollow\" data-mailto=\"\"><i class=\"fa-ssbs fa-ssbs-fw fa-ssbs-facebook\"><\/i><div class=\"counter-wrap arrowed\"><span class=\"counter\">0<\/span><\/div><\/a><a data-networks=\"[]\" class=\"social-sharing-button sharer-flat sharer-flat-1 counter-arrowed twitter\" target=\"_blank\" title=\"Twitter\" href=\"https:\/\/twitter.com\/share?url=https%3A%2F%2Fbestinsurance.gr%2Fa1%2Farchives%2F10051&text=%CE%A4%CE%B1+%CF%80%CE%AD%CE%BD%CF%84%CE%B5+%CE%BC%CE%B7%CE%BD%CF%8D%CE%BC%CE%B1%CF%84%CE%B1+%CF%84%CE%BF%CF%85+stress+test+%CF%84%CE%B7%CF%82+EBA\" data-main-href=\"https:\/\/twitter.com\/share?url={url}&text={title}\" data-nid=\"2\" data-name=\"\" data-pid=\"1\" data-post-id=\"10051\" data-url=\"https:\/\/bestinsurance.gr\/a1\/wp-admin\/admin-ajax.php\" rel=\"nofollow\" data-mailto=\"\"><i class=\"fa-ssbs fa-ssbs-fw fa-ssbs-twitter\"><\/i><div class=\"counter-wrap arrowed\"><span class=\"counter\">0<\/span><\/div><\/a><\/div><p>\u03a4\u03b1 \u03c0\u03ad\u03bd\u03c4\u03b5 \u03bc\u03b7\u03bd\u03cd\u03bc\u03b1\u03c4\u03b1 \u03c4\u03bf\u03c5 stress test \u03c4\u03b7\u03c2 EBA.\u03a4\u03b1 stress test \u03c4\u03b7\u03c2 EBA \u03b6\u03c9\u03b3\u03c1\u03ac\u03c6\u03b9\u03c3\u03b1\u03bd \u03bc\u03b9\u03b1 \u03b5\u03bd \u03c0\u03bf\u03bb\u03bb\u03bf\u03af\u03c2 \u03b8\u03b5\u03c4\u03b9\u03ba\u03ae \u03b5\u03b9\u03ba\u03cc\u03bd\u03b1 \u03b3\u03b9\u03b1 \u03c4\u03b9\u03c2 51 \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b5\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c4\u03b7\u03c2 \u0395\u03c5\u03c1\u03ce\u03c0\u03b7\u03c2. \u039f \u03c0\u03c1\u03cc\u03b5\u03b4\u03c1\u03bf\u03c2 \u03c4\u03b7\u03c2 \u03cc\u03bc\u03c9\u03c2 Andrea Enria \u03ad\u03c3\u03c0\u03b5\u03c5\u03c3\u03b5 \u03bd\u03b1 \u03c4\u03bf\u03bd\u03af\u03c3\u03b5\u03b9 \u03cc\u03c4\u03b9 \u03b4\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03cc\u03bb\u03b1 \u03c1\u03cc\u03b4\u03b9\u03bd\u03b1. \u00ab\u0394\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03ad\u03bd\u03b1 \u03ba\u03b1\u03b8\u03b1\u03c1\u03cc \u03c0\u03b9\u03c3\u03c4\u03bf\u03c0\u03bf\u03b9\u03b7\u03c4\u03b9\u03ba\u03cc \u03c5\u03b3\u03b5\u03af\u03b1\u03c2. \u03a0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03b5\u03b9 \u03b4\u03bf\u03c5\u03bb\u03b5\u03b9\u03ac \u03c0\u03bf\u03c5 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03b3\u03af\u03bd\u03b5\u03b9\u00bb, \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5. \u03a4\u03b9 \u03b1\u03c0\u03bf\u03ba\u03ac\u03bb\u03c5\u03c8\u03b1\u03bd \u03c4\u03b1 stress test.<\/p>\n<p>\u03a0\u03c1\u03bf\u03b2\u03bb\u03b7\u03bc\u03b1\u03c4\u03b9\u03ba\u03ad\u03c2 \u03bf\u03b9 \u03b9\u03c4\u03b1\u03bb\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2<\/p>\n<p>\u03a4\u03bf \u0394.\u03a3. \u03c4\u03b7\u03c2 Monte dei Paschi di Siena \u03b5\u03bd\u03ad\u03ba\u03c1\u03b9\u03bd\u03b5 \u03c4\u03b7\u03bd \u03b1\u03bd\u03b1\u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03bf\u03c0\u03bf\u03af\u03b7\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03b9\u03c4\u03b1\u03bb\u03b9\u03ba\u03ae\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 \u03b5\u03b3\u03b3\u03c5\u03b7\u03bc\u03ad\u03bd\u03b7, \u03c5\u03c0\u03cc \u03cc\u03c1\u03bf\u03c5\u03c2, \u03b1\u03c0\u03cc \u03bc\u03b9\u03b1 \u03bf\u03bc\u03ac\u03b4\u03b1 \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03b9\u03ba\u03ce\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd \u03c4\u03b7\u03c2 \u03bf\u03c0\u03bf\u03af\u03b1\u03c2 \u03b7\u03b3\u03b5\u03af\u03c4\u03b1\u03b9 \u03b7 JP Morgan Chase, \u03ba\u03b1\u03b8\u03ce\u03c2 \u03b5\u03c0\u03b9\u03b4\u03b9\u03ce\u03ba\u03b5\u03b9 \u03bd\u03b1 \u03b1\u03c0\u03bf\u03c4\u03c1\u03ad\u03c8\u03b5\u03b9 \u03ad\u03bd\u03b1 bail in \u03bc\u03b5 \u03b2\u03ac\u03c3\u03b7 \u03c4\u03bf\u03c5 \u03bd\u03ad\u03bf\u03c5\u03c2 \u03b5\u03c5\u03c1\u03c9\u03c0\u03b1\u03ca\u03ba\u03bf\u03cd\u03c2 \u03ba\u03b1\u03bd\u03cc\u03bd\u03b5\u03c2.<\/p>\n<p>\u0397 \u03c3\u03c5\u03bc\u03c6\u03c9\u03bd\u03af\u03b1 \u03b4\u03b9\u03ac\u03c3\u03c9\u03c3\u03b7\u03c2 \u03ae\u03c1\u03b8\u03b5 \u03c4\u03b7\u03bd \u03ba\u03b1\u03c4\u03ac\u03bb\u03bb\u03b7\u03bb\u03b7 \u03c3\u03c4\u03b9\u03b3\u03bc\u03ae. \u03a4\u03b1 stress test \u03c4\u03b7\u03c2 \u03a0\u03b1\u03c1\u03b1\u03c3\u03ba\u03b5\u03c5\u03ae\u03c2 \u03c5\u03c0\u03ad\u03b4\u03b5\u03b9\u03be\u03b1\u03bd \u03bc\u03b5\u03b3\u03ac\u03bb\u03b7 \u03ad\u03bb\u03bb\u03b5\u03b9\u03c8\u03b7 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03c9\u03bd \u03c4\u03b7\u03c2 \u03c4\u03c1\u03af\u03c4\u03b7\u03c2 \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 \u03c4\u03b7\u03c2 \u0399\u03c4\u03b1\u03bb\u03af\u03b1\u03c2 \u03c0\u03bf\u03c5 \u03b5\u03af\u03c7\u03b5 \u03c4\u03b7\u03bd \u03c7\u03b5\u03b9\u03c1\u03cc\u03c4\u03b5\u03c1\u03b7 \u03b5\u03c0\u03af\u03b4\u03bf\u03c3\u03b7 \u03ba\u03b1\u03b9 \u03c3\u03c4\u03b1 stress test \u03c4\u03bf\u03c5 2014. \u0397 Monte dei Paschi \u03c3\u03c4\u03bf \u03b4\u03c5\u03c3\u03bc\u03b5\u03bd\u03ad\u03c2 \u03c3\u03b5\u03bd\u03ac\u03c1\u03b9\u03bf \u03b5\u03af\u03c7\u03b5 \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 CET1 -2,44%, \u03b3\u03b5\u03b3\u03bf\u03bd\u03cc\u03c2 \u03c0\u03bf\u03c5 \u03c5\u03c0\u03bf\u03bd\u03bf\u03b5\u03af \u03cc\u03c4\u03b9 \u03b7 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03b8\u03b1 \u03ae\u03c4\u03b1\u03bd \u03b1\u03c6\u03b5\u03c1\u03ad\u03b3\u03b3\u03c5\u03b1.<\/p>\n<p>[expander_maker more=&#8221;\u0394\u03b9\u03b1\u03b2\u03ac\u03c3\u03c4\u03b5 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03b1&#8221; less=&#8221;\u0394\u03b9\u03b1\u03b2\u03ac\u03c3\u03c4\u03b5 \u03bb\u03b9\u03b3\u03cc\u03c4\u03b5\u03c1\u03b1&#8221;]\u0397 \u03b4\u03b9\u03ac\u03c3\u03c9\u03c3\u03b7 \u2013\u03c0\u03b5\u03c1\u03b9\u03bb\u03b1\u03bc\u03b2\u03b1\u03bd\u03bf\u03bc\u03ad\u03bd\u03b7\u03c2 \u03c4\u03b9\u03c4\u03bb\u03bf\u03c0\u03bf\u03af\u03b7\u03c3\u03b7\u03c2 \u03c4\u03c9\u03bd \u03cd\u03c8\u03bf\u03c5\u03c2 50 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03bc\u03b7 \u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03b5\u03c4\u03bf\u03cd\u03bc\u03b5\u03bd\u03c9\u03bd \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u03ba\u03b1\u03b9 \u03bc\u03b9\u03b1\u03c2 \u03b1\u03cd\u03be\u03b7\u03c3\u03b7\u03c2 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03bf\u03c5 5 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03ad\u03c7\u03b5\u03b9 \u03c3\u03c4\u03cc\u03c7\u03bf \u03bd\u03b1 \u03b2\u03ac\u03bb\u03b5\u03b9 \u03c4\u03ad\u03bb\u03bf\u03c2 \u03c3\u03c4\u03b9\u03c2 \u03b1\u03bd\u03b7\u03c3\u03c5\u03c7\u03af\u03b5\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03b1\u03ba\u03ae \u03c4\u03b7\u03c2 \u03b5\u03c0\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1. \u039f \u03b5\u03c0\u03b9\u03ba\u03b5\u03c6\u03b1\u03bb\u03ae\u03c2 \u03c4\u03b7\u03c2 Fabrizio Viola \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u00ab\u03b7 \u03b4\u03bf\u03bc\u03ae \u03b5\u03af\u03bd\u03b1\u03b9 \u03bc\u03b9\u03b1 \u03b1\u03c0\u03bf\u03c6\u03b1\u03c3\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae \u03bb\u03cd\u03c3\u03b7 \u03c3\u03c4\u03b7\u03bd \u03ba\u03bb\u03b7\u03c1\u03bf\u03bd\u03bf\u03bc\u03b9\u03ac \u03c4\u03c9\u03bd \u2018\u03ba\u03b1\u03ba\u03ce\u03bd\u2019 \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd\u00bb.<\/p>\n<p>\u03a0\u03b1\u03c1\u2019 \u03cc\u03bb\u03b1 \u03b1\u03c5\u03c4\u03ac \u03c5\u03c8\u03b7\u03bb\u03cc\u03b2\u03b1\u03b8\u03bc\u03bf\u03b9 \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03af\u03c4\u03b5\u03c2 \u03ba\u03b1\u03b9 \u03b1\u03bd\u03b1\u03bb\u03c5\u03c4\u03ad\u03c2 \u03c0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03bf\u03c5\u03bd \u03b5\u03c0\u03b9\u03c6\u03c5\u03bb\u03b1\u03ba\u03c4\u03b9\u03ba\u03bf\u03af \u03b3\u03b9\u03b1 \u03c4\u03b7 \u03c6\u03cd\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03c3\u03c5\u03bc\u03c6\u03c9\u03bd\u03af\u03b1\u03c2 \u03b5\u03b3\u03b3\u03cd\u03b7\u03c3\u03b7\u03c2 (underwriting). \u0395\u03bd\u03b1\u03c2 \u03b1\u03bd\u03b1\u03bb\u03c5\u03c4\u03ae\u03c2 \u03c4\u03b7\u03c2 Goldman Sachs \u03c1\u03ce\u03c4\u03b7\u03c3\u03b5 \u03b5\u03c0\u03b1\u03bd\u03b5\u03b9\u03bb\u03b7\u03bc\u03bc\u03ad\u03bd\u03b1 \u03c4\u03bf\u03bd Viola \u03b3\u03b9\u03b1 \u03c4\u03bf\u03c5\u03c2 \u03cc\u03c1\u03bf\u03c5\u03c2 \u03c4\u03b7\u03c2 \u03b5\u03b3\u03b3\u03cd\u03b7\u03c3\u03b7\u03c2<\/p>\n<p>\u0397 UniCredit, \u03b7 \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7 \u03b2\u03ac\u03c3\u03b7 \u03b5\u03bd\u03b5\u03c1\u03b3\u03b7\u03c4\u03b9\u03ba\u03bf\u03cd \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03c4\u03b7\u03c2 \u0399\u03c4\u03b1\u03bb\u03af\u03b1\u03c2 \u03c4\u03b5\u03bb\u03b5\u03af\u03c9\u03c3\u03b5 \u03c4\u03bf test \u03bc\u03b5 7,1% \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 CET1 \u03c3\u03c4\u03bf \u03b4\u03c5\u03c3\u03bc\u03b5\u03bd\u03ad\u03c2 \u03c3\u03b5\u03bd\u03ac\u03c1\u03b9\u03bf, \u03c4\u03bf \u03ad\u03ba\u03c4\u03bf \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03bf \u03c3\u03c4\u03bf \u03c3\u03cd\u03bd\u03bf\u03bb\u03bf \u03c4\u03c9\u03bd 51.<\/p>\n<p>\u0397 Intesa Sanpaolo, \u03bf \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03bf\u03c2 \u03b5\u03b3\u03c7\u03ce\u03c1\u03b9\u03bf\u03c2 \u03b4\u03b1\u03bd\u03b5\u03b9\u03c3\u03c4\u03ae\u03c2 \u03ba\u03b1\u03b9 \u03bc\u03b9\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b9\u03c2 \u03c0\u03b9\u03bf \u03b9\u03c3\u03c7\u03c5\u03c1\u03ac \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03bf\u03c0\u03bf\u03b9\u03b7\u03bc\u03ad\u03bd\u03b5\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03b5\u03af\u03c7\u03b5 \u03ad\u03bd\u03b1\u03bd \u03c3\u03c7\u03b5\u03c4\u03b9\u03ba\u03ac \u03c5\u03b3\u03b9\u03ad\u03c2 \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 10,2%<\/p>\n<p>\u039f\u03b9\u2026 \u03bc\u03b5\u03bb\u03b1\u03bd\u03b9\u03ad\u03c2 \u03c3\u03c4\u03b7 \u0392\u03c1\u03b5\u03c4\u03b1\u03bd\u03af\u03b1<\/p>\n<p>\u039f\u03b9 \u03b2\u03c1\u03b5\u03c4\u03b1\u03bd\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03ae\u03c4\u03b1\u03bd \u03b1\u03c0\u03cc \u03b1\u03c5\u03c4\u03ad\u03c2 \u03c0\u03bf\u03c5 \u03c7\u03c4\u03c5\u03c0\u03ae\u03b8\u03b7\u03ba\u03b1\u03bd \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03bf \u03b1\u03c0\u03cc \u03c4\u03b1 stress test. \u0397 Royal Bank of Scotland \u03b5\u03af\u03b4\u03b5 \u03c4\u03bf\u03bd \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 CET1 (fully loaded) \u03bd\u03b1 \u03bc\u03b5\u03b9\u03ce\u03bd\u03b5\u03c4\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4\u03bf 15,5% \u03c3\u03c4\u03bf 8,1% \u03c3\u03c4\u03bf \u03b4\u03c5\u03c3\u03bc\u03b5\u03bd\u03ad\u03c2 \u03c3\u03b5\u03bd\u03ac\u03c1\u03b9\u03bf, \u03b7 \u03c4\u03c1\u03af\u03c4\u03b7 \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7 \u03c0\u03c4\u03ce\u03c3\u03b7 \u03bc\u03b5\u03c4\u03b1\u03be\u03cd \u03c4\u03c9\u03bd 51 \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd.<\/p>\n<p>\u03a0\u03b1\u03c1\u2019 \u03cc\u03bb\u03b1 \u03b1\u03c5\u03c4\u03ac \u03b4\u03b5\u03bd \u03c5\u03c0\u03bf\u03bd\u03bf\u03ae\u03b8\u03b7\u03ba\u03b5 \u03b1\u03c0\u03cc \u03ba\u03ac\u03c0\u03bf\u03b9\u03bf\u03c2 \u03cc\u03c4\u03b9 \u03bf\u03c0\u03bf\u03b9\u03b1\u03b4\u03ae\u03c0\u03bf\u03c4\u03b5 \u03b1\u03c0\u03cc \u03c4\u03b9\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03b8\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c5\u03c0\u03cc \u03ac\u03bc\u03b5\u03c3\u03b7 \u03c0\u03af\u03b5\u03c3\u03b7 \u03bd\u03b1 \u03c3\u03c5\u03b3\u03ba\u03b5\u03bd\u03c4\u03c1\u03ce\u03c3\u03b5\u03b9 \u03ba\u03b5\u03c6\u03ac\u03bb\u03b1\u03b9\u03b1. \u039f Ewen Stevenson \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03cc\u03c2 \u03b4\u03b9\u03b5\u03c5\u03b8\u03c5\u03bd\u03c4\u03ae\u03c2 \u03c4\u03b7\u03c2 RBS \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5 \u03cc\u03c4\u03b9 \u03c4\u03b1 \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03ad\u03c3\u03bc\u03b1\u03c4\u03b1 \u00ab\u03b5\u03c0\u03b9\u03b4\u03b5\u03b9\u03ba\u03bd\u03cd\u03bf\u03c5\u03bd \u03c4\u03b7\u03bd \u03c3\u03c5\u03bd\u03b5\u03c7\u03ae \u03c0\u03c1\u03cc\u03bf\u03b4\u03bf \u03c0\u03c1\u03bf\u03c2 \u03c4\u03b7\u03bd \u03bc\u03b5\u03c4\u03b1\u03c4\u03c1\u03bf\u03c0\u03ae \u03c4\u03bf\u03c5 \u03b9\u03c3\u03bf\u03bb\u03bf\u03b3\u03b9\u03c3\u03bc\u03bf\u03cd \u03c3\u03b5 \u03b1\u03c3\u03c6\u03b1\u03bb\u03ae \u03ba\u03b1\u03b9 \u03b2\u03b9\u03ce\u03c3\u03b9\u03bc\u03bf\u00bb.<\/p>\n<p>\u0397 RBS \u03c4\u03b5\u03c1\u03bc\u03ac\u03c4\u03b9\u03c3\u03b5 \u03c0\u03ac\u03bd\u03c9 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd Barclays, \u03c0\u03bf\u03c5 \u03b5\u03af\u03c7\u03b5 \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03af\u03c9\u03bd 7,3% \u03be\u03b5\u03ba\u03b9\u03bd\u03ce\u03bd\u03c4\u03b1\u03c2 \u03b1\u03c0\u03cc \u03c7\u03b1\u03bc\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03bf \u03c3\u03b7\u03bc\u03b5\u03af\u03bf \u03b5\u03ba\u03ba\u03af\u03bd\u03b7\u03c3\u03b7\u03c2. \u0397 Barclays \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u00ab\u03c0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03b5\u03b9 \u03b1\u03b9\u03c3\u03b9\u03cc\u03b4\u03bf\u03be\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03bf \u03c3\u03c4\u03cc\u03c7\u03bf \u03c4\u03b7\u03c2 \u03bd\u03b1 \u03c7\u03c4\u03af\u03c3\u03b5\u03b9 \u03b1\u03ba\u03cc\u03bc\u03b1 \u03c5\u03c8\u03b7\u03bb\u03cc\u03c4\u03b5\u03c1\u03b1 \u03c4\u03bf \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03b1\u03ba\u03ae\u03c2 \u03b5\u03c0\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1\u03c2\u00bb \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03ba\u03c1\u03b1\u03c4\u03ae\u03c3\u03b5\u03b9 \u03ad\u03bd\u03b1 \u00ab\u03bc\u03b1\u03be\u03b9\u03bb\u03ac\u03c1\u03b9\u00bb 100-150 \u03bc\u03bf\u03bd\u03ac\u03b4\u03c9\u03bd \u03b2\u03ac\u03c3\u03b7\u03c2 \u03c0\u03ac\u03bd\u03c9 \u03b1\u03c0\u03cc \u03c4\u03b9\u03c2 \u03bc\u03b5\u03bb\u03bb\u03bf\u03bd\u03c4\u03b9\u03ba\u03ad\u03c2 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03b1\u03ba\u03ad\u03c2 \u03b1\u03c0\u03b1\u03b9\u03c4\u03ae\u03c3\u03b5\u03b9\u03c2 \u03c4\u03c9\u03bd \u03c1\u03c5\u03b8\u03bc\u03af\u03c3\u03b5\u03c9\u03bd.<\/p>\n<p>\u039f \u03cc\u03bc\u03b9\u03bb\u03bf\u03c2 Lloyds \u03ae\u03c4\u03b1\u03bd \u03c3\u03c4\u03bf \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03bf \u03ad\u03bd\u03b1 \u03c4\u03c1\u03af\u03c4\u03bf \u03bc\u03b5 CET1 \u03c0\u03ac\u03bd\u03c9 \u03b1\u03c0\u03cc 10%.<\/p>\n<p>\u0397 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03c4\u03b7\u03c2 \u0391\u03b3\u03b3\u03bb\u03af\u03b1\u03c2 \u03b5\u03be\u03ad\u03b4\u03c9\u03c3\u03b5 \u03b1\u03bd\u03b1\u03ba\u03bf\u03af\u03bd\u03c9\u03c3\u03b7 \u03ba\u03b1\u03bb\u03c9\u03c3\u03bf\u03c1\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c4\u03b1 \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03ad\u03c3\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b1 \u03bf\u03c0\u03bf\u03af\u03b1 \u03b5\u03af\u03c0\u03b5 \u03c0\u03c9\u03c2 \u03b4\u03b5\u03af\u03c7\u03bd\u03bf\u03c5\u03bd \u03cc\u03c4\u03b9 \u03bf\u03b9 \u03b2\u03c1\u03b5\u03c4\u03b1\u03bd\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03b8\u03b1 \u03c3\u03c5\u03bd\u03ad\u03c7\u03b9\u03b6\u03b1\u03bd \u03bd\u03b1 \u03b4\u03b1\u03bd\u03b5\u03af\u03b6\u03bf\u03c5\u03bd \u03c4\u03b7\u03bd \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03af\u03b1 \u03c3\u03c4\u03bf \u03b4\u03c5\u03c3\u03bc\u03b5\u03bd\u03ad\u03c2 \u03c3\u03b5\u03bd\u03ac\u03c1\u03b9\u03bf. \u0394\u03ae\u03bb\u03c9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u03b7 \u03ac\u03c3\u03ba\u03b7\u03c3\u03b7 \u03c4\u03b7\u03c2 EBA \u03b8\u03b1 \u03bb\u03b7\u03c6\u03b8\u03b5\u03af \u03c5\u03c0\u03cc\u03c8\u03b7 \u03bc\u03b1\u03b6\u03af \u03bc\u03b5 \u03c4\u03b1 \u03b4\u03b9\u03ba\u03ac \u03c4\u03b7\u03c2 stress test \u03c0\u03bf\u03c5 \u03b8\u03b1 \u03b4\u03b7\u03bc\u03bf\u03c3\u03b9\u03bf\u03c0\u03bf\u03b9\u03b7\u03b8\u03bf\u03cd\u03bd \u03b1\u03c1\u03b3\u03cc\u03c4\u03b5\u03c1\u03b1 \u03c6\u03ad\u03c4\u03bf\u03c2 \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03b5\u03be\u03b5\u03c4\u03b1\u03c3\u03c4\u03b5\u03af \u03b7 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03b1\u03ba\u03ae \u03b5\u03c0\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1 \u03c4\u03c9\u03bd \u03b2\u03c1\u03b5\u03c4\u03b1\u03bd\u03b9\u03ba\u03ce\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd, \u03b1\u03bb\u03bb\u03ac \u03c4\u03cc\u03bd\u03b9\u03c3\u03b5 \u03c4\u03b9\u03c2 \u00ab\u03bc\u03b5\u03b8\u03bf\u03b4\u03bf\u03bb\u03bf\u03b3\u03b9\u03ba\u03ad\u03c2 \u03b4\u03b9\u03b1\u03c6\u03bf\u03c1\u03ad\u03c2\u00bb \u03bc\u03b5\u03c4\u03b1\u03be\u03cd \u03c4\u03c9\u03bd \u03b4\u03c5\u03bf test.<\/p>\n<p>H \u0399\u03c1\u03bb\u03b1\u03bd\u03b4\u03af\u03b1 \u03b4\u03b5\u03bd \u03c0\u03ad\u03c1\u03b1\u03c3\u03b5 \u03b1\u03ba\u03cc\u03bc\u03b1 \u03c4\u03bf\u03bd \u03ba\u03ac\u03b2\u03bf<\/p>\n<p>\u0395\u03c0\u03c4\u03ac \u03c7\u03c1\u03cc\u03bd\u03b9\u03b1 \u03bc\u03b5\u03c4\u03ac \u03c4\u03b7 \u03b4\u03b9\u03ac\u03c3\u03c9\u03c3\u03b7 \u03bf\u03b9 \u03b4\u03c5\u03bf \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b5\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c4\u03b7\u03c2 \u0399\u03c1\u03bb\u03b1\u03bd\u03b4\u03af\u03b1\u03c2 \u03b7 Allied Irish Banks (\u0391\u0399\u0392) \u03ba\u03b1\u03b9 \u03b7 Bank of Ireland (\u0392\u039f\u0399) \u03c0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03bf\u03c5\u03bd \u03bc\u03b5\u03c4\u03b1\u03be\u03cd \u03c4\u03c9\u03bd \u03c0\u03bb\u03ad\u03bf\u03bd \u03b1\u03b4\u03cd\u03bd\u03b1\u03bc\u03c9\u03bd \u03c4\u03b7\u03c2 \u0395\u03c5\u03c1\u03ce\u03c0\u03b7\u03c2.<\/p>\n<p>\u0397 AIB \u03ae\u03c4\u03b1\u03bd \u03b7 \u03ad\u03ba\u03c4\u03b7 \u03c7\u03b5\u03b9\u03c1\u03cc\u03c4\u03b5\u03c1\u03b7 \u03bc\u03b5\u03c4\u03b1\u03be\u03cd \u03c4\u03c9\u03bd 51 \u03c3\u03b5 \u03bc\u03b5\u03c4\u03b1\u03b2\u03b1\u03c4\u03b9\u03ba\u03ae \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03b1\u03ba\u03ae \u03b2\u03ac\u03c3\u03b7 \u03bc\u03b5 CET1 7,39% \u03ad\u03bd\u03b1\u03bd\u03c4\u03b9 \u03bc\u03ad\u03c3\u03bf\u03c5 \u03cc\u03c1\u03bf\u03c5 9,2%. \u0397 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1, \u03c4\u03b7\u03bd \u03bf\u03c0\u03bf\u03af\u03b1 \u03c4\u03bf \u03b9\u03c1\u03bb\u03b1\u03bd\u03b4\u03b9\u03ba\u03cc \u03b4\u03b7\u03bc\u03cc\u03c3\u03b9\u03bf \u03b5\u03bb\u03c0\u03af\u03b6\u03b5\u03b9 \u03bd\u03b1 \u03b9\u03b4\u03b9\u03c9\u03c4\u03b9\u03ba\u03bf\u03c0\u03bf\u03b9\u03ae\u03c3\u03b5\u03b9 \u03c4\u03b1 \u03b5\u03c0\u03cc\u03bc\u03b5\u03bd\u03b1 \u03c7\u03c1\u03cc\u03bd\u03b9\u03b1, \u03ae\u03c4\u03b1\u03bd \u03b7 \u03b4\u03b5\u03cd\u03c4\u03b5\u03c1\u03b7 \u03c7\u03b5\u03b9\u03c1\u03cc\u03c4\u03b5\u03c1\u03b7 \u03c3\u03b5 \u03c0\u03bb\u03ae\u03c1\u03b7 \u03bc\u03ad\u03c4\u03c1\u03b7\u03c3\u03b7 (fully loaded) \u03c3\u03c4\u03b7\u03bd \u03bf\u03c0\u03bf\u03af\u03b1 \u03bb\u03b1\u03bc\u03b2\u03ac\u03bd\u03bf\u03bd\u03c4\u03b1\u03b9 \u03c5\u03c0\u03cc\u03c8\u03b7 \u03ba\u03ac\u03c0\u03bf\u03b9\u03b5\u03c2 \u03b1\u03bb\u03bb\u03b1\u03b3\u03ad\u03c2 \u03c3\u03c4\u03bf \u03c1\u03c5\u03b8\u03bc\u03b9\u03c3\u03c4\u03b9\u03ba\u03cc \u03c0\u03bb\u03b1\u03af\u03c3\u03b9\u03bf \u03c0\u03bf\u03c5 \u03b4\u03b5\u03bd \u03b8\u03b1 \u03c4\u03b5\u03b8\u03bf\u03cd\u03bd \u03c3\u03b5 \u03b9\u03c3\u03c7\u03cd \u03c0\u03b1\u03c1\u03ac \u03bc\u03b5\u03c4\u03ac \u03c4\u03b7\u03bd \u03c0\u03b5\u03c1\u03af\u03bf\u03b4\u03bf \u03c0\u03bf\u03c5 \u03ba\u03ac\u03bb\u03c5\u03c8\u03b1\u03bd \u03c4\u03b1 stress test (\u03c9\u03c2 \u03c4\u03bf 2018). \u0397 \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03b1\u03ba\u03ae \u03b5\u03c0\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1 \u03c4\u03b7\u03c2 AIB \u00abfully loaded\u00bb \u03c5\u03c0\u03bf\u03c7\u03c9\u03c1\u03b5\u03af \u03c3\u03b5 \u03bc\u03cc\u03bb\u03b9\u03c2 4,31% \u03c3\u03c4\u03bf \u03c4\u03ad\u03bb\u03bf\u03c2 \u03c4\u03bf\u03c5 2018 \u03bc\u03b5 \u03b2\u03ac\u03c3\u03b7 \u03c4\u03bf \u03b4\u03c5\u03c3\u03bc\u03b5\u03bd\u03ad\u03c2 \u03c3\u03b5\u03bd\u03ac\u03c1\u03b9\u03bf.<\/p>\n<p>\u0397 \u0392\u039f\u0399 \u03ae\u03c4\u03b1\u03bd \u03b7 \u03cc\u03b3\u03b4\u03bf\u03b7 \u03c7\u03b5\u03b9\u03c1\u03cc\u03c4\u03b5\u03c1\u03b7 \u03bc\u03b5 \u03bc\u03b5\u03c4\u03b1\u03b2\u03b1\u03c4\u03b9\u03ba\u03ae \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03b1\u03ba\u03ae \u03b2\u03ac\u03c3\u03b7 7,69% \u03ba\u03b1\u03b9 \u03c4\u03ad\u03c4\u03b1\u03c1\u03c4\u03b7 \u03c7\u03b5\u03b9\u03c1\u03cc\u03c4\u03b5\u03c1\u03b7 \u03c3\u03b5 \u03bc\u03ad\u03c4\u03c1\u03b7\u03c3\u03b7 fully loaded \u03bc\u03b5 CET1 6,15%.<\/p>\n<p>\u03a5\u03c8\u03b7\u03bb\u03cc\u03b2\u03b1\u03b8\u03bc\u03bf\u03c2 \u03b9\u03c1\u03bb\u03b1\u03bd\u03b4\u03cc\u03c2 \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03af\u03c4\u03b7\u03c2 \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u03c4\u03b1 \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03ad\u03c3\u03bc\u03b1\u03c4\u03b1 \u03b4\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03c1\u03b5\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ac, \u03b5\u03b9\u03b4\u03b9\u03ba\u03ac \u03b3\u03b9\u03b1 \u03bc\u03b9\u03b1 \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03af\u03b1 \u03cc\u03c0\u03c9\u03c2 \u03b7 \u0399\u03c1\u03bb\u03b1\u03bd\u03b4\u03af\u03b1 \u03c0\u03bf\u03c5 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c3\u03b5 \u03c6\u03ac\u03c3\u03b7 \u03b1\u03bd\u03ac\u03ba\u03b1\u03bc\u03c8\u03b7\u03c2. \u00ab\u039a\u03ac\u03b8\u03b5 \u03ba\u03b1\u03bd\u03bf\u03bd\u03b9\u03ba\u03cc\u03c2 \u03b1\u03bd\u03b1\u03bb\u03c5\u03c4\u03ae\u03c2 \u03b8\u03b1 \u03ba\u03bf\u03b9\u03c4\u03ac\u03be\u03b5\u03b9 \u03c4\u03b7 \u03bc\u03b5\u03b8\u03bf\u03b4\u03bf\u03bb\u03bf\u03b3\u03af\u03b1\u00bb, \u03b5\u03af\u03c0\u03b5. \u03a0\u03c1\u03bf\u03c3\u03ad\u03b8\u03b5\u03c3\u03b5 \u03cc\u03c4\u03b9 \u03c7\u03b5\u03b9\u03c1\u03af\u03c3\u03c4\u03b7\u03ba\u03b1\u03bd \u03c4\u03b9\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c9\u03c2 \u03bd\u03b1 \u03c3\u03c5\u03bd\u03ad\u03c7\u03b9\u03b6\u03b1\u03bd \u03bd\u03b1 \u03ad\u03c7\u03bf\u03c5\u03bd \u03cc\u03bb\u03b7 \u03c4\u03b7\u03bd \u03c0\u03c1\u03bf\u03c3\u03b5\u03c7\u03ae \u03c4\u03c1\u03b9\u03b5\u03c4\u03af\u03b1 \u03ba\u03ac\u03c0\u03bf\u03b9\u03b1 \u03c5\u03c0\u03cc \u03b1\u03af\u03c1\u03b5\u03c3\u03b7 \u03bc\u03b5\u03c4\u03b1\u03c4\u03c1\u03ad\u03c8\u03b9\u03bc\u03b1 \u03b5\u03c1\u03b3\u03b1\u03bb\u03b5\u03af\u03b1 \u03c0\u03bf\u03c5 \u03ac\u03c1\u03c7\u03b9\u03c3\u03b1\u03bd \u03ae\u03b4\u03b7 \u03bd\u03b1 \u03b1\u03c0\u03bf\u03c0\u03bb\u03b7\u03c1\u03ce\u03bd\u03bf\u03bd\u03c4\u03b1\u03b9. \u0391\u03c5\u03c4\u03ac \u03c0\u03b5\u03c1\u03b9\u03bb\u03b1\u03bc\u03b2\u03ac\u03bd\u03bf\u03c5\u03bd 1 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03c0\u03bf\u03c5 \u03b1\u03c0\u03bf\u03c0\u03bb\u03b7\u03c1\u03ce\u03b8\u03b7\u03ba\u03b5 \u03b1\u03c5\u03c4\u03ae \u03c4\u03b7\u03bd \u03b5\u03b2\u03b4\u03bf\u03bc\u03ac\u03b4\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u0391\u0399\u0392.<\/p>\n<p>\u0395\u03c0\u03b9\u03c3\u03c4\u03c1\u03ad\u03c6\u03bf\u03c5\u03bd \u03c4\u03b1 \u03b3\u03bd\u03c9\u03c3\u03c4\u03ac \u03c0\u03c1\u03bf\u03b2\u03bb\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c3\u03c4\u03b7\u03bd \u0393\u03b5\u03c1\u03bc\u03b1\u03bd\u03af\u03b1<\/p>\n<p>\u039f\u03b9 \u03b4\u03c5\u03bf \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b5\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03ae\u03c4\u03b1\u03bd \u03ba\u03ac\u03c4\u03c9 \u03b1\u03c0\u03cc \u03c4\u03bf \u03bc\u03ad\u03c3\u03bf \u03cc\u03c1\u03bf \u03c4\u03bf\u03c5 9,2%. \u0397 Commerzbank, \u03b7 \u03b4\u03b5\u03cd\u03c4\u03b5\u03c1\u03b7 \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7 \u03b8\u03b1 \u03b5\u03af\u03c7\u03b5 \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 CET1 7,4% \u03bc\u03b5 \u03b2\u03ac\u03c3\u03b7 \u03c4\u03bf \u03b4\u03c5\u03c3\u03bc\u03b5\u03bd\u03ad\u03c2 \u03c3\u03b5\u03bd\u03ac\u03c1\u03b9\u03bf. \u0397 Deutsche Bank \u03ad\u03c7\u03b5\u03b9 7,8% \u03b1\u03bd \u03ba\u03b1\u03b9 \u03b1\u03c0\u03bf\u03c4\u03ad\u03bb\u03b5\u03c3\u03b5 \u03ad\u03ba\u03c0\u03bb\u03b7\u03be\u03b7 \u03cc\u03c4\u03b9 \u03c4\u03bf \u03b1\u03c0\u03bf\u03c4\u03ad\u03bb\u03b5\u03c3\u03bc\u03b1 \u03ae\u03c4\u03b1\u03bd \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03bf \u03b1\u03c0\u03cc \u03c4\u03b7\u03c2 Barclays, \u03c4\u03b7\u03bd \u03b2\u03c1\u03b5\u03c4\u03b1\u03bd\u03b9\u03ba\u03ae \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03c0\u03bf\u03c5 \u03ad\u03c7\u03b5\u03b9 \u03c0\u03b1\u03c1\u03cc\u03bc\u03bf\u03b9\u03bf \u03b5\u03c0\u03b9\u03c7\u03b5\u03b9\u03c1\u03b7\u03bc\u03b1\u03c4\u03b9\u03ba\u03cc \u03bc\u03bf\u03bd\u03c4\u03ad\u03bb\u03bf.<\/p>\n<p>\u0393\u03b9\u03b1 \u03c4\u03b9\u03c2 \u03ac\u03bb\u03bb\u03b5\u03c2 \u03b5\u03c0\u03c4\u03ac \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c4\u03b1 \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03ad\u03c3\u03bc\u03b1\u03c4\u03b1 \u03ae\u03c4\u03b1\u03bd \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b1. \u0397 Nord LB \u03c0\u03bf\u03c5 \u03b5\u03af\u03c7\u03b5 \u03b4\u03c5\u03c3\u03ba\u03bf\u03bb\u03af\u03b5\u03c2 \u03bc\u03b5 \u03c4\u03bf \u03c7\u03b1\u03c1\u03c4\u03bf\u03c6\u03c5\u03bb\u03ac\u03ba\u03b9\u03bf \u03bd\u03b1\u03c5\u03c4\u03b9\u03bb\u03b9\u03b1\u03ba\u03ce\u03bd \u03b4\u03b1\u03bd\u03b5\u03af\u03c9\u03bd \u03c0\u03ad\u03c4\u03c5\u03c7\u03b5 8,6%. \u0397 BayernLB, \u03bc\u03b9\u03b1 \u03c0\u03b5\u03c1\u03b9\u03c6\u03b5\u03c1\u03b5\u03b9\u03b1\u03ba\u03ae \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03c3\u03c5\u03bc\u03c0\u03bb\u03ae\u03c1\u03c9\u03c3\u03b5 \u03c4\u03b7\u03bd \u03c4\u03c1\u03b9\u03ac\u03b4\u03b1 \u03c4\u03c9\u03bd \u03b3\u03b5\u03c1\u03bc\u03b1\u03bd\u03b9\u03ba\u03ce\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd \u03c0\u03bf\u03c5 \u03ae\u03c4\u03b1\u03bd \u03ba\u03ac\u03c4\u03c9 \u03b1\u03c0\u03cc \u03c4\u03bf \u03bc\u03ad\u03c3\u03bf \u03cc\u03c1\u03bf \u03bc\u03b5 CET1 8,3% \u03c3\u03c4\u03bf \u03b4\u03c5\u03c3\u03bc\u03b5\u03bd\u03ad\u03c2 \u03c3\u03b5\u03bd\u03ac\u03c1\u03b9\u03bf.<\/p>\n<p>\u00ab\u0395\u03bd \u03c4\u03ad\u03bb\u03b5\u03b9 \u03c4\u03b1 \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03ad\u03c3\u03bc\u03b1\u03c4\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b5\u03bd\u03c4\u03cc\u03c2 \u03c4\u03bf\u03c5 \u03bf\u03c1\u03af\u03bf\u03c5 \u03c0\u03bf\u03c5 \u03c0\u03b5\u03c1\u03b9\u03bc\u03ad\u03bd\u03b1\u03bc\u03b5. \u039f\u03b9 \u03b3\u03b5\u03c1\u03bc\u03b1\u03bd\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c0\u03ae\u03b3\u03b1\u03bd \u03ba\u03b1\u03bb\u03ac \u03b1\u03bb\u03bb\u03ac \u03c4\u03b1 test \u03ad\u03b4\u03b5\u03b9\u03be\u03b1\u03bd \u03cc\u03c4\u03b9 \u03bf \u03ba\u03bb\u03ac\u03b4\u03bf\u03c2 \u03ad\u03c7\u03b5\u03b9 \u03b1\u03ba\u03cc\u03bc\u03b1 \u03c4\u03b9\u03c2 \u03b4\u03bf\u03bc\u03b9\u03ba\u03ad\u03c2 \u03c4\u03bf\u03c5 \u03b1\u03b4\u03c5\u03bd\u03b1\u03bc\u03af\u03b5\u03c2\u00bb, \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5 \u03bf Martin Hellmich \u03ba\u03b1\u03b8\u03b7\u03b3\u03b7\u03c4\u03ae\u03c2 \u03c3\u03c4\u03bf \u03c0\u03b1\u03bd\u03b5\u03c0\u03b9\u03c3\u03c4\u03ae\u03bc\u03b9\u03bf \u03c4\u03b7\u03c2 \u03a6\u03c1\u03b1\u03bd\u03ba\u03c6\u03bf\u03cd\u03c1\u03c4\u03b7\u03c2.<\/p>\n<p>\u00ab\u03a5\u03c0\u03ac\u03c1\u03c7\u03bf\u03c5\u03bd \u03c0\u03bf\u03bb\u03bb\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c3\u03c4\u03b7 \u0393\u03b5\u03c1\u03bc\u03b1\u03bd\u03af\u03b1, \u03c0\u03bf\u03c5 \u03c3\u03b7\u03bc\u03b1\u03af\u03bd\u03b5\u03b9 \u03cc\u03c4\u03b9 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03c0\u03b1\u03bb\u03ad\u03c8\u03bf\u03c5\u03bd \u03b3\u03b9\u03b1 \u03bc\u03b5\u03c1\u03af\u03b4\u03b9\u03bf \u03c3\u03c4\u03b9\u03c2 \u03b2\u03b1\u03c3\u03b9\u03ba\u03ad\u03c2 \u03c4\u03bf\u03c5\u03c2 \u03b1\u03b3\u03bf\u03c1\u03ad\u03c2, \u03cc\u03c0\u03c9\u03c2 \u03c4\u03b1 \u03b5\u03c0\u03b9\u03c7\u03b5\u03b9\u03c1\u03b7\u03bc\u03b1\u03c4\u03b9\u03ba\u03ac \u03ba\u03b1\u03b9 \u03c4\u03bf retail. \u0391\u03c5\u03c4\u03cc \u03b4\u03c5\u03c3\u03ba\u03bf\u03bb\u03b5\u03cd\u03b5\u03b9 \u03c4\u03b7\u03bd \u03c0\u03c1\u03bf\u03c3\u03c0\u03ac\u03b8\u03b5\u03b9\u03b1 \u03bd\u03b1 \u03ad\u03c7\u03bf\u03c5\u03bd \u03b1\u03be\u03b9\u03bf\u03c0\u03c1\u03b5\u03c0\u03ae \u03ba\u03b5\u03c1\u03b4\u03bf\u03c6\u03bf\u03c1\u03af\u03b1 \u03ba\u03b1\u03b9 \u03b1\u03c5\u03c4\u03cc \u03bc\u03b5 \u03c4\u03b7 \u03c3\u03b5\u03b9\u03c1\u03ac \u03c4\u03bf\u03c5 \u03ba\u03ac\u03bd\u03b5\u03b9 \u03b4\u03cd\u03c3\u03ba\u03bf\u03bb\u03bf \u03bd\u03b1 \u03c7\u03c4\u03af\u03c3\u03bf\u03c5\u03bd \u03ba\u03b5\u03c6\u03ac\u03bb\u03b1\u03b9\u03bf\u00bb, \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5. \u03a0\u03c1\u03bf\u03c3\u03ad\u03b8\u03b5\u03c3\u03b5 \u03cc\u03c4\u03b9 \u03c4\u03bf test \u03b1\u03bd\u03ad\u03b4\u03b5\u03b9\u03be\u03b5 \u03c4\u03b7\u03bd \u03b5\u03be\u03ac\u03c1\u03c4\u03b7\u03c3\u03b7 \u03c4\u03c9\u03bd \u03b3\u03b5\u03c1\u03bc\u03b1\u03bd\u03b9\u03ba\u03ce\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd \u03b1\u03c0\u03cc \u03c4\u03b1 \u03ad\u03c3\u03bf\u03b4\u03b1 \u03c0\u03bf\u03c5 \u03c0\u03c1\u03bf\u03ad\u03c1\u03c7\u03bf\u03bd\u03c4\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4\u03cc\u03ba\u03bf\u03c5\u03c2.<\/p>\n<p>\u03a3\u03c5\u03bc\u03c0\u03b5\u03c1\u03b9\u03c6\u03bf\u03c1\u03ac: \u0388\u03bd\u03b1 \u03b1\u03ba\u03c1\u03b9\u03b2\u03cc \u03c0\u03c1\u03cc\u03b2\u03bb\u03b7\u03bc\u03b1<\/p>\n<p>\u03a4\u03bf \u00ab\u03c1\u03af\u03c3\u03ba\u03bf \u03c3\u03c5\u03bc\u03c0\u03b5\u03c1\u03b9\u03c6\u03bf\u03c1\u03ac\u03c2\u00bb \u03c0\u03bf\u03c5 \u03c0\u03b5\u03c1\u03b9\u03b5\u03bb\u03ae\u03c6\u03b8\u03b7 \u03b3\u03b9\u03b1 \u03c0\u03c1\u03ce\u03c4\u03b7 \u03c6\u03bf\u03c1\u03ac \u03c3\u03c4\u03b1 stress test (\u03c3.\u03c3. \u03bc\u03b5\u03c4\u03ac \u03c4\u03b1 \u03b1\u03c1\u03ba\u03b5\u03c4\u03ac \u03b4\u03b9\u03c3\u03b5\u03ba\u03b1\u03c4\u03bf\u03bc\u03bc\u03cd\u03c1\u03b9\u03b1 \u03c0\u03bf\u03c5 \u03ba\u03bb\u03ae\u03b8\u03b7\u03ba\u03b1\u03bd \u03bd\u03b1 \u03c0\u03bb\u03b7\u03c1\u03ce\u03c3\u03bf\u03c5\u03bd \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c4\u03b1 \u03c4\u03b5\u03bb\u03b5\u03c5\u03c4\u03b1\u03af\u03b1 \u03c7\u03c1\u03cc\u03bd\u03b9\u03b1 \u03c3\u03b5 \u03c0\u03c1\u03cc\u03c3\u03c4\u03b9\u03bc\u03b1) \u03c0\u03c1\u03bf\u03c3\u03ad\u03b8\u03b5\u03c3\u03b5 \u03b5\u03c0\u03b9\u03c0\u03bb\u03ad\u03bf\u03bd 71 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce \u03c3\u03c4\u03bf \u03b4\u03c5\u03c3\u03bc\u03b5\u03bd\u03ad\u03c2 \u03c3\u03b5\u03bd\u03ac\u03c1\u03b9\u03bf \u03b3\u03b9\u03b1 \u03c4\u03b1 \u03b5\u03c0\u03cc\u03bc\u03b5\u03bd\u03b1 \u03c4\u03c1\u03af\u03b1 \u03c7\u03c1\u03cc\u03bd\u03b9\u03b1.<\/p>\n<p>\u0397 EBA \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5 \u03cc\u03c4\u03b9 15 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c5\u03c0\u03bf\u03bb\u03cc\u03b3\u03b9\u03c3\u03b1\u03bd \u03b5\u03c0\u03b9\u03bc\u03ad\u03c1\u03bf\u03c5\u03c2 \u03ba\u03cc\u03c3\u03c4\u03bf\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03b9\u03c2 \u03af\u03b4\u03b9\u03b5\u03c2 \u03ac\u03bd\u03c9 \u03c4\u03bf\u03c5 1 \u03b4\u03b9\u03c3. \u03b5\u03c5\u03c1\u03ce. \u03a3\u03c4\u03b7 \u03b4\u03ae\u03bb\u03c9\u03c3\u03ae \u03c4\u03b7\u03c2 \u03b7 Deutsche Bank \u03b1\u03bd\u03ad\u03c6\u03b5\u03c1\u03b5 \u03cc\u03c4\u03b9 \u03bf \u03c0\u03b1\u03c1\u03ac\u03b3\u03bf\u03bd\u03c4\u03b1\u03c2 \u00ab\u03c3\u03c5\u03bc\u03c0\u03b5\u03c1\u03b9\u03c6\u03bf\u03c1\u03ac\u00bb \u03bc\u03b5\u03af\u03c9\u03c3\u03b5 \u03c4\u03bf\u03bd \u03b4\u03b5\u03af\u03ba\u03c4\u03b7 CET1 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03af\u03b4\u03b9\u03b1 \u03ba\u03b1\u03c4\u03ac 220 \u03bc\u03bf\u03bd\u03ac\u03b4\u03b5\u03c2, \u03c5\u03c0\u03bf\u03bd\u03bf\u03ce\u03bd\u03c4\u03b1\u03c2 \u03cc\u03c4\u03b9 \u03c4\u03bf \u03c7\u03c4\u03cd\u03c0\u03b7\u03bc\u03b1 \u03c3\u03b5 \u03bc\u03ad\u03c4\u03c1\u03b7\u03c3\u03b7 fully loaded \u03b8\u03b1 \u03ae\u03c4\u03b1\u03bd \u03c3\u03c7\u03b5\u03b4\u03cc\u03bd 2\/3 \u03bc\u03b9\u03ba\u03c1\u03cc\u03c4\u03b5\u03c1\u03bf \u03b1\u03bd \u03b4\u03b5\u03bd \u03c5\u03c0\u03ae\u03c1\u03c7\u03b5.<br \/>\n\u03a0\u03b7\u03b3\u03ae :&nbsp;<a href=\"http:\/\/m.euro2day.gr\/1439720\/article.aspx\">link<\/a>[\/expander_maker]<\/p>\n<p><a href=\"http:\/\/bestinsurance.gr\/a1\/wp-content\/uploads\/2016\/07\/wp-image-171899112jpg.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/bestinsurance.gr\/a1\/wp-content\/uploads\/2016\/07\/wp-image-171899112jpg.jpg\" alt=\"\" class=\"wp-image-10050 alignnone size-full\" width=\"2000\" height=\"2282\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<div data-animation=\"no-animation\" data-icons-animation=\"no-animation\" data-overlay=\"\" data-change-size=\"\" data-button-size=\"0.7\" style=\"font-size:0.7em!important;display:none;\" class=\"supsystic-social-sharing supsystic-social-sharing-package-flat supsystic-social-sharing-content supsystic-social-sharing-content-align-left\" data-text=\"\"><a data-networks=\"[]\" class=\"social-sharing-button sharer-flat sharer-flat-1 counter-arrowed facebook\" target=\"_blank\" title=\"Facebook\" href=\"http:\/\/www.facebook.com\/sharer.php?u=https%3A%2F%2Fbestinsurance.gr%2Fa1%2Farchives%2F10051\" 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data-mailto=\"\"><i class=\"fa-ssbs fa-ssbs-fw fa-ssbs-twitter\"><\/i><div class=\"counter-wrap arrowed\"><span class=\"counter\">0<\/span><\/div><\/a><\/div><p>\u03a4\u03b1 \u03c0\u03ad\u03bd\u03c4\u03b5 \u03bc\u03b7\u03bd\u03cd\u03bc\u03b1\u03c4\u03b1 \u03c4\u03bf\u03c5 stress test \u03c4\u03b7\u03c2 EBA.\u03a4\u03b1 stress test \u03c4\u03b7\u03c2 EBA \u03b6\u03c9\u03b3\u03c1\u03ac\u03c6\u03b9\u03c3\u03b1\u03bd \u03bc\u03b9\u03b1 \u03b5\u03bd \u03c0\u03bf\u03bb\u03bb\u03bf\u03af\u03c2 \u03b8\u03b5\u03c4\u03b9\u03ba\u03ae \u03b5\u03b9\u03ba\u03cc\u03bd\u03b1 \u03b3\u03b9\u03b1 \u03c4\u03b9\u03c2 51 \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b5\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c4\u03b7\u03c2 \u0395\u03c5\u03c1\u03ce\u03c0\u03b7\u03c2. \u039f \u03c0\u03c1\u03cc\u03b5\u03b4\u03c1\u03bf\u03c2 \u03c4\u03b7\u03c2 \u03cc\u03bc\u03c9\u03c2 Andrea Enria \u03ad\u03c3\u03c0\u03b5\u03c5\u03c3\u03b5 \u03bd\u03b1 \u03c4\u03bf\u03bd\u03af\u03c3\u03b5\u03b9 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\u03c4\u03b1<\/p>\n","protected":false},"author":1,"featured_media":10050,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-10051","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1"],"jetpack_publicize_connections":[],"_links":{"self":[{"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/posts\/10051","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/comments?post=10051"}],"version-history":[{"count":1,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/posts\/10051\/revisions"}],"predecessor-version":[{"id":10052,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/posts\/10051\/revisions\/10052"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/media\/10050"}],"wp:attachment":[{"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/media?parent=10051"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/categories?post=10051"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bestinsurance.gr\/a1\/wp-json\/wp\/v2\/tags?post=10051"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}